How can I collaborate with my agent to have an smooth process?
First of all, we recommend fill out your loan application completely. You may use our online forms to expedite the...
Can I do important transactions on my bank accounts?
Do not move money into or from your bank accounts without a paper trail. If you are receiving money from...
Should I use my credit cards as regularly?
Just do regular/daily expenditures. Do not make any major purchases until your loan is closed. Purchases cause your debts to...
Why should I maintain my credit score?
During this time, you may want to avoid causing any changes to your credit score, such as purchasing a new...
Can I travel during my process period?
Do not go out of town around your loan's closing date. If you plan to be out of town, you...
What is an appraisal?
While your application is being processed and your documents are being reviewed, we’ll order an appraisal of your new home...
What is an underwriting?
After the loan application, we’ll submit your loan to underwriting for final review and approval. We’ll look for any last...
What is a walk-through?
Is the final inspection of a property being sold (performed by the buyer) to confirm that any contingencies specified in...
What is a warranty deed?
It is a legal document that includes the guarantee the seller is the true owner of the property, has the...
So, the deed will transfer the ownership?
The deed, will legally transfer ownership of property from one person to another. It must be recorded on public records...
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